Best expense management software (buyer asking for advice)

We asked 10 models: Our employees submit expenses with paper receipts and it's a mess. Which expense management software would you recommend? Each named its own top 10.

Asked 4 ways: List request · Buyer asking for advice · Search query · Worth paying for?. Share of voice pools every wording.

Agreement between models
69%
Same model, run twice
82%
Different picks
25

When agreement between models is well below a model's agreement with itself, the split reflects real differences in taste rather than randomness.

The consensus

Each cell is the position that model gave the pick; blank means it left the pick off. Click a row for each model's reasoning.

#PickScoreListed byClaude Haiku 5.5GPT-6 LunaGemini 4 ArgonQwen 3.8 FlashDeepSeek V4 ProGLM-5.3Kimi K3MiniMax M3Mistral Large 4Nemotron 3 Ultra

10 lower-scoring picks are not shown; every ballot below lists them in full.

Most divisive

Picks most models listed, at very different positions

Hot takes

Picks that appear on only one ballot

Every ballot

Hover a pick to find it on the other ballots. Marked picks appear on no other ballot.

Claude Haiku 5.5

  1. Expensify
  2. Ramp
  3. Brex
  4. Emburse
  5. SAP Concur
  6. Zoho Expense
  7. Divvy
  8. Navan
  9. Rydoo
  10. Soldo

84% with consensus · 86% self-consistent

GPT-6 Luna

  1. Expensify
  2. Ramp
  3. Brex
  4. SAP Concur
  5. Navan
  6. Zoho Expense
  7. BILL Spend & Expense
  8. Emburse Spend
  9. Fyle
  10. Rydoo

87% with consensus · 78% self-consistent

Gemini 4 Argon

  1. Ramp
  2. Brex
  3. Expensify
  4. Navan
  5. Zoho Expense
  6. SAP Concur
  7. Airbase
  8. Rydoo
  9. Divvy
  10. Rippling Spend

66% with consensus · 88% self-consistent

Qwen 3.8 Flash

  1. Expensify
  2. SAP Concur
  3. Ramp
  4. Brex
  5. Zoho Expense
  6. Divvy
  7. Navan
  8. SAP Concur Travel
  9. QuickBooks Online
  10. Airbase

87% with consensus · 79% self-consistent

DeepSeek V4 Pro

  1. SAP Concur
  2. Ramp
  3. Expensify
  4. Brex
  5. Zoho Expense
  6. Navan
  7. Fyle
  8. Certify
  9. Airbase
  10. BILL Spend & Expense

72% with consensus · 71% self-consistent

GLM-5.3

  1. Expensify
  2. Ramp
  3. SAP Concur
  4. Brex
  5. Zoho Expense
  6. Rydoo
  7. Airbase
  8. Navan
  9. Abacus
  10. Certify

95% with consensus · 75% self-consistent

Kimi K3

  1. Expensify
  2. Ramp
  3. SAP Concur
  4. Brex
  5. Navan
  6. Zoho Expense
  7. Rydoo
  8. Certify
  9. Dext
  10. Airbase

94% with consensus · 83% self-consistent

MiniMax M3

  1. Expensify
  2. Ramp
  3. Brex
  4. Zoho Expense
  5. SAP Concur
  6. FreshBooks
  7. QuickBooks Online
  8. Rydoo
  9. Xero Expenses
  10. Airbase

83% with consensus · 87% self-consistent

Mistral Large 4

  1. Expensify
  2. Ramp
  3. SAP Concur
  4. Zoho Expense
  5. Rydoo
  6. Divvy
  7. Pleo
  8. Abacus
  9. Evernote
  10. Certify

83% with consensus · 89% self-consistent

Nemotron 3 Ultra

  1. Expensify
  2. SAP Concur
  3. Ramp
  4. Zoho Expense
  5. Brex
  6. Rydoo
  7. Fyle
  8. Airbase
  9. Divvy
  10. Spendesk

85% with consensus · 83% self-consistent

Who agrees with whom

Overlap between two models' lists, weighted toward the top · 100 means identical · Color runs from 50 (lightest) to 92 (darkest)

Claude Haiku 5.5GPT-6 LunaGemini 4 ArgonQwen 3.8 FlashDeepSeek V4 ProGLM-5.3Kimi K3MiniMax M3Mistral Large 4Nemotron 3 Ultra
Claude Haiku 5.5866377598282847472
GPT-6 Luna866678668489837274
Gemini 4 Argon636655636464635052
Qwen 3.8 Flash777855698383767687
DeepSeek V4 Pro596663696971595667
GLM-5.3828464836992838585
Kimi K3828964837192818080
MiniMax M3848363765983817677
Mistral Large 4747250765685807680
Nemotron 3 Ultra727452876785807780