| 1 |
Gusto |
|
10/10 |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
- Claude Haiku 5.5 (#1) Clean interface, strong small-business features, reliable tax filing and benefits administration.
- GPT-6 Luna (#1) Best balance of intuitive payroll, tax filing, benefits, and dependable support for small businesses.
- Gemini 4 Argon (#1) Best overall for small businesses with effortless tax filing and intuitive benefits administration.
- Qwen 3.8 Flash (#1) Best all-around value; easy setup, strong core payroll and benefits.
- DeepSeek V4 Pro (#1) Best UX for small businesses; combines payroll, benefits, and HR with minimal headache.
- GLM-5.3 (#1) Best all-around payroll for small businesses: easy setup, automated taxes, solid benefits.
- Kimi K3 (#1) Best overall UX, full-service payroll, benefits, and HR for SMBs.
- MiniMax M3 (#1) Best full-service payroll + HR for small businesses
- Mistral Large 4 (#1) Dead-simple UI, excellent support, and pricing that scales fairly for small teams.
- Nemotron 3 Ultra (#1) Best all-around for small businesses
|
| 2 |
ADP |
|
10/10 |
2 | 3 | 7 | 5 | 2 | 2 | 3 | 5 | 5 | 2 |
- Claude Haiku 5.5 (#2) Deep compliance coverage and scales well from small firms to enterprises.
- DeepSeek V4 Pro (#2) Scalable and reliable; big-name compliance muscle without enterprise-level complexity.
- GLM-5.3 (#2) Reliable, trusted payroll with excellent compliance support and room to grow.
- Nemotron 3 Ultra (#2) Reliable for scaling small businesses
- GPT-6 Luna (#3) Reliable, established payroll with strong tax support and room to scale.
- Kimi K3 (#3) Scales well, excellent compliance support and dedicated service for growing businesses.
- Qwen 3.8 Flash (#5) Rock-solid compliance at a fair small-business price.
- MiniMax M3 (#5) Reliable, scalable payroll with strong tax filing
- Gemini 4 Argon (#7) A dependable, scalable workhorse backed by unmatched regulatory expertise and dedicated support.
|
| 3 |
Rippling |
|
9/10 |
3 | 2 | 2 | 2 | 6 | 3 | 2 | | 4 | 4 |
- GPT-6 Luna (#2) Powerful payroll linked to HR and IT workflows; especially worthwhile as teams grow.
- Gemini 4 Argon (#2) Unbeatable automation that seamlessly connects payroll with IT, HR, and global workforce management.
- Qwen 3.8 Flash (#2) Unifies payroll, IT, and HR—worth it for scaling teams.
- Kimi K3 (#2) Powerful automation, payroll plus IT/HR in one system for tech-forward companies.
- Claude Haiku 5.5 (#3) Unifies payroll with HR and IT provisioning, well-suited to growing companies.
- GLM-5.3 (#3) Combines payroll, HR, IT, and benefits in one powerful, scalable platform.
- Mistral Large 4 (#4) Payroll plus HR, IT, and spend in one system—powerful if your team needs more than just payroll.
- Nemotron 3 Ultra (#4) Unified HR, IT, and payroll platform
- DeepSeek V4 Pro (#6) Payroll plus IT automation; worth it if you want device and app provisioning bundled.
|
| 4 |
Paychex |
|
10/10 |
4 | 4 | 4 | 4 | 5 | 4 | 6 | 3 | 3 | 3 |
- MiniMax M3 (#3) Solid mid-market choice with good compliance support
- Mistral Large 4 (#3) Solid all-in-one payroll and HR for small businesses wanting a familiar, stable provider.
- Nemotron 3 Ultra (#3) Strong compliance and tax handling
- Claude Haiku 5.5 (#4) Broad service options and solid support, especially for mid-sized businesses.
- GPT-6 Luna (#4) Broad payroll and compliance capabilities backed by substantial human support.
- Qwen 3.8 Flash (#4) Deep service options and reliable multi-state support.
- GLM-5.3 (#4) Strong compliance track record and HR support for growing small businesses.
- DeepSeek V4 Pro (#5) Solid mid-market choice with strong tax compliance and dedicated support rep.
- Kimi K3 (#6) Strong dedicated support and flexibility for complex payroll needs.
|
| 5 |
QuickBooks Payroll |
|
10/10 |
5 | 5 | 5 | 3 | 3 | 5 | 4 | 2 | 6 | 5 |
- MiniMax M3 (#2) Seamless QuickBooks integration, great for accountants
- Qwen 3.8 Flash (#3) Seamless QuickBooks sync with fast direct deposit.
- DeepSeek V4 Pro (#3) Seamless if you already live in QuickBooks; automatic tax filing saves real time.
- Kimi K3 (#4) Seamless if you already use QuickBooks; same-day direct deposit and auto tax filing.
- Claude Haiku 5.5 (#5) Easiest choice for existing QuickBooks users with straightforward payroll needs.
- GPT-6 Luna (#5) Convenient for businesses already using QuickBooks accounting, with straightforward payroll integration.
- Gemini 4 Argon (#5) Worth every penny if you already run your business accounting inside QuickBooks Online.
- GLM-5.3 (#5) Seamless with QuickBooks accounting; ideal for existing QuickBooks users.
- Nemotron 3 Ultra (#5) Seamless QuickBooks integration
- Mistral Large 4 (#6) Seamless bookkeeping integration makes it the obvious choice if you already live in QuickBooks.
|
| 6 |
OnPay |
|
8/10 |
| 6 | 8 | 6 | 4 | 6 | 5 | 8 | | 6 |
- DeepSeek V4 Pro (#4) Flat pricing, full-service payroll, excellent for small to mid-size without per-employee gouging.
- Kimi K3 (#5) Great value, transparent pricing, handles payroll and HR basics extremely well.
- GPT-6 Luna (#6) Strong value with transparent pricing and useful features for small employers.
- Qwen 3.8 Flash (#6) Cheap flat pricing with genuinely good human support.
- GLM-5.3 (#6) Affordable, simple, transparent pricing without sacrificing core features.
- Nemotron 3 Ultra (#6) Transparent pricing, great support
- Gemini 4 Argon (#8) Straightforward, flat-rate pricing with robust capabilities for niche industries like agriculture and nonprofits.
- MiniMax M3 (#8) Simple pricing, transparent, ideal for smaller teams
|
| 7 |
Square Payroll |
|
9/10 |
8 | 8 | 9 | 10 | 8 | 8 | 7 | 6 | | 9 |
- MiniMax M3 (#6) Easy payroll tied to Square's POS ecosystem
- Kimi K3 (#7) Perfect for hourly/retail teams already using Square POS; simple pricing.
- Claude Haiku 5.5 (#8) Affordable and simple for tiny teams already using Square.
- GPT-6 Luna (#8) A practical, affordable fit for businesses already relying on Square.
- DeepSeek V4 Pro (#8) Ideal for retail/restaurant teams already on Square POS; tip handling is effortless.
- GLM-5.3 (#8) Best for restaurants and hourly teams; smooth tip and tip filing handling.
- Gemini 4 Argon (#9) Best choice for restaurants and retailers needing seamless POS integration and tip handling.
- Nemotron 3 Ultra (#9) Ideal for Square ecosystem users
|
| 8 |
Justworks |
|
5/10 |
6 | | 6 | | 7 | 10 | | | 7 | |
- Claude Haiku 5.5 (#6) Good for very small companies wanting bundled HR support and compliance help.
- Gemini 4 Argon (#6) Top-tier PEO that makes enterprise-grade health benefits and compliance accessible to smaller teams.
- DeepSeek V4 Pro (#7) PEO model offloads compliance and benefits admin; strong for startups wanting simplicity.
- Mistral Large 4 (#7) PEO model bundles payroll, benefits, and HR compliance into one predictable monthly bill.
|
| 9 |
Deel |
|
3/10 |
| 10 | 3 | | | | | | 2 | |
- Mistral Large 4 (#2) Unmatched for global payroll, contractor payouts, and compliance across 150+ countries.
- Gemini 4 Argon (#3) The gold standard for paying international contractors and managing global compliance without headaches.
|
| 10 |
Wave Payroll |
|
4/10 |
| | | 8 | 9 | | 9 | 4 | | |
- MiniMax M3 (#4) Affordable payroll for freelancers and micro-businesses
- Qwen 3.8 Flash (#8) Budget-friendly add-on to free Wave accounting.
- Kimi K3 (#9) Low-cost add-on for Wave accounting users in supported states.
|
| 11 |
Patriot Payroll |
|
4/10 |
| 7 | 10 | | | | 8 | | | 7 |
- GPT-6 Luna (#7) Budget-friendly core payroll for employers who want simplicity over an expansive suite.
- Nemotron 3 Ultra (#7) Affordable, simple for small teams
- Kimi K3 (#8) Budget-friendly, solid full-service option for small US businesses.
- Gemini 4 Argon (#10) The most affordable, no-frills option that still delivers reliable tax filing for micro-businesses.
|
| 12 |
ADP Workforce Now |
|
3/10 |
| | | 7 | | | | 7 | 9 | |
- Mistral Large 4 (#9) Enterprise-grade reliability with deep tax and compliance handling for mid-size and large companies.
|
| 13 |
Paylocity |
|
4/10 |
| | | | | 9 | | 10 | 8 | 10 |
- Mistral Large 4 (#8) Modern, mobile-first platform with strong engagement and performance tools for mid-market HR.
- GLM-5.3 (#9) Robust mid-market payroll and HR platform with good integrations.
|
| 14 |
Paycom |
|
2/10 |
7 | 9 | | | | | | | | |
- Claude Haiku 5.5 (#7) Single-database design and strong self-service tools for mid-market employers.
|
| 15 |
Paycor |
|
2/10 |
| | | 9 | | 7 | | | | |
- GLM-5.3 (#7) Great HR and payroll depth for midsize companies needing analytics.
|